Insights tagged "Fintech"

  • Mapping Fintech Startup Momentum In Europe And The US
    Paula Cristea - 16 Oct 2025
    Raising capital is just one part of the equation. For fintech founders in 2025, the real challenge lies in building products that are not only fast and secure, but also AI-native and regulatory-ready from day one. Between €5.2 and €6.3 billion has already flowed into European fintech startups this year, while U.S. firms continue to attract the lion’s share globally, capturing 60 % of all fintech investment and 71 % of mega-round funding in Q2 alone. The funding is returning, but so are the expectations.The funding is returning, while but so are the expectations.
  • Tudor Iordache - 1 Aug 2025
    Fintech scaleups face a familiar tension: how to innovate at speed without disrupting stability. Artificial intelligence offers compelling opportunities to unlock smarter risk scoring, faster operations, and sharper personalization. But for firms operating with lean teams and tight margins, a full-platform overhaul can feel both risky and resource-intensive.
  • Digital Banking Strategy: Balancing Automation with Human Touch
    Sabrina Szabo - 8 Apr 2025
    Over the past decade, the financial services landscape has undergone a profound transformation. Driven by rapid advances in technology, shifting consumer behavior, and an influx of agile fintech entrants, digital banking has evolved from a convenience into a baseline expectation. Customers today expect 24/7 access to their accounts, seamless digital experiences, and services that anticipate their needs with precision.
  • Tudor Iordache - 10 Mar 2025
    Did you know that 70% of parents have noticed better financial habits in their children after using digital tools for saving and budgeting? Fostering financial literacy among children is no longer just a conversation for classrooms—it’s an opportunity for innovation. Parents increasingly turn to technology to teach kids essential money habits, with 85% preferring digital tools over traditional methods. Kid-friendly banking apps represent a unique blend of education, empowerment, and practical finance management, catering to this growing demand.
  • Sabrina Szabo - 13 Feb 2025
    The fintech industry is shifting fast, but not every so-called trend is worth your attention. AI, embedded finance, and compliance automation aren’t just flashy buzzwords anymore—they’re real technologies driving efficiency, security, and growth. Leading financial institutions are already seeing 40% productivity gains from AI-driven automation, while private markets and nonbank financial players are scaling at record speed.
  • Fintech news
    Paula Cristea - 23 Oct 2024
    We know you're busy, so here’s a quick overview of some recent developments in the fintech industry from the past two weeks: Payments and Partnerships Stripe is reportedly in advanced talks to acquire Bridge, a stablecoin infrastructure startup, in a deal potentially worth $1 billion. This acquisition would enhance Stripe's capabilities in the burgeoning stablecoin market. Read more here.
  • The Core Commercial Models of Open Banking Explained
    Sabrina Szabo - 10 Jul 2024
    Over a decade ago, the concept of Open Innovation emerged, advocating for the sharing of ideas among innovators and enhancing the collective pool of knowledge. This approach has evolved into Open Banking, which allows third-party financial service providers access to banking and financial data, driving innovation in banking.

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