Insights by Ilie Ghiciuc

  • The Core Commercial Models of Open Banking Explained
    Ilie Ghiciuc - 10 Jul 2024

    The Core Commercial Models of Open Banking Explained

    Over a decade ago, the concept of Open Innovation emerged, advocating for the sharing of ideas among innovators and enhancing the collective pool of knowledge. This approach has evolved into Open Banking, which allows third-party financial service providers access to banking and financial data, driving innovation in banking.
    Fintech
  • How Banks Can Leverage Banking As A Service (BaaS) to Stay Competitive
    Ilie Ghiciuc - 27 Jun 2024

    How Banks Can Leverage Banking As A Service (BaaS) To Stay Competitive

    The financial services industry is undergoing a revolution lead by new, digital-centric neobanks and fintechs. Built from the ground up with user-friendliness and flexible functionality as their guiding principles, these new players are rapidly gaining traction. A report by AppRadar shows that neobanks are taking the lead in user growth with 18 million more downloads than legacy banks in 2023.
    Fintech
  • Ilie Ghiciuc - 22 May 2024

    How AI and Machine Learning Transform Mobile Banking Security

    Artificial intelligence (AI) and machine learning (ML) are becoming pivotal in enhancing the security of mobile banking applications. Through our work on the open-source banking front-end, Ivory, we've delved deep into how these technologies not only redefine security paradigms but also ensure a highly personalized banking experience.
    Fintech
  • Ilie Ghiciuc - 16 May 2024

    Behavioral Analytics for Fraud Prevention in Banking Apps

    Behavioral analytics is becoming an indispensable tool in the arsenal of fintech, especially in the realm of mobile banking applications. Our journey with implementing this sophisticated technology in different fintech projects and our open-source front-end, Ivory, has given us firsthand insight into its critical role in enhancing security and user trust.
    Fintech
  • Ilie Ghiciuc - 13 May 2024

    Biometric Authentication Technologies For Personalized Banking

    In the rapidly evolving fintech sector, biometric authentication technologies are becoming a cornerstone of security and user experience in mobile banking apps. At Thinslices, our expertise in integrating these technologies into projects like Mobilize Pay and Penta, alongside our open-source initiative, Ivory, has shown us the profound impact of biometrics on the finance industry.
    Fintech
  • Data security banking
    Ilie Ghiciuc - 25 Nov 2023

    Device Binding in Mobile Banking Apps: Enhancing Security & User Trust

    Device binding is a critical security measure in the world of fintech, particularly for mobile banking applications. As a fintech product development company we are only too aware of this. We experienced firsthand with the importance and implementation of device binding in projects like Mobilize Pay, Penta and our open-source mobile banking front-end, Ivory.
    Fintech
  • Ilie Ghiciuc - 21 Jul 2021

    All the Phases of the Mobile and Web Product Development Process

    Analysing the market, deciding on the type of app you will build, estimating the budget and, finally, the execution – they all are long steps that can sometimes discourage you. However, they all are equally important. Neglecting some can prejudice the others and can eventually cause delays in the release.
    Team
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